Sigh. Back To Being Uninsured I Guess

Neither my wife's or my current employer provides health insurance. We went without when I got laid off in August of 2016 until September 2017. Thanks to Obongo care and Kommiecticut's full and eager participation, it was the the only option available to us. Unfortunately, because of what we earned, we would be on the hook for the full premium of around $2000 per month. This was for the cheapest and crappiest plan with shitty benefits and huge deductibles. We then had health insurance through my employer until I get let go again in January 2019. This time we went without until November 2021 when the tax subsidies were raised to 400% of the poverty level because of COVID, meaning we qualified for the subsidy making the monthly payment less than $300 a month. This lasted until recently with the gubmint shutdown and the end of those subsidies. With open enrollment coming up, we are looking at least $2600 per month for just my wife and I.... $31,200 per year for shitty health insurance we won't be able to use! Not happening. My wife said it before I did.... "I guess we're gonna go without again."

Luckily, neither of us have chronic health issues or kids. So like before, we will put away the money we would spend on health insurance premiums, and pay cash to go to the doctor. Funny thing about that, is how much LESS you pay in cash for a doctor visit compared to what they charge insurance. In case of a big medical bill, we'll just use the hospital's no interest payment plan. For meds, we'll go the CVS and use one of the consumer discount prescription cards. I hope that with all of us that can no longer afford to be in Obongo care, that piece of shit system collapses into irreversible financial ruin. Below is my multi-point plan to FIX the national health insurance problems once and for all. Too bad it will never happen because TPTB make way too much money off the insurance-medical-pharmaceutical industry.

1). Health insurance is no longer tied to employment.

Each time I was unemployed, I kept my homeowner's, life, auto, motorcycle, and umbrella insurance  because I paid the premiums. It was only my health insurance that could go to COBRA for only 18 months if I were willing to pay for it, or NOTHING. Minimal or no contracts. Don't like your coverage... CHANGE IT!

2). Remove ALL federal and state mandates and restrictions. This will:

A). Let me buy a policy across state lines from whatever company I want no matter where they are located.

B). No "enrollment period," change your carrier and/or plan WHEN YOU WANT just like I can with all my other insurance. 

C). Pay only for the coverage and services we want. At our age we won't be expecting any children, have no addictions, WILL NOT PAY FOR BABY MURDER, etc. A catastrophic only plan would work for us right now.

3). No restrictions like In/Out of Network. Have insurance, choose to use it or pay in cash to ANY provider for any service. This will:

A). Put the consumer in charge of prices for healthcare by returning market forces.

B). Force providers to charge REASONABLE fees for service, not the max they think insurance will pay. This is why healthcare costs skyrocket out of sight. Doctors charge more, insurance eventually pays more, then doctors charge more.... lather-rinse-repeat over and over, while we pay higher and higher premiums to cover these payments.

4). There is no reason for government control of healthcare or insurance other than normal business regulation and consumer protections.

 

The recommendation to folks like me at the moment is to sit tight and do nothing. The deadline to make changes in Kommiecticut is December 15th. My policy will automatically renew if I do nothing, and will be cancelled if I don't make payment by January 1st. I will try to keep my dental policy because it covers a lot and is only $70 a month for my wife and I. As much as I hate Obongo care, it is all I can have until I hit 65 and then get Medicare. My wife will get on it a year later. I was hoping to cruise along on this crappy plan until then.

 So until December 15th or the subsidies are renewed, I wait. 

Remembering October 23, 1983

And hearing the news that my childhood friend Stephen was killed by cowardly jihadi scum while he slept in his barracks in Beirut, Lebanon. We grew up together in the little town of Ellington. Went to school together and played baseball together. His Dad was our baseball coach. He was a man's man... and a real tough coach. There was a reason we won ball games. But IMHO, Stephen's death broke him. 

 

 

 

 

 

 

 

  

 

 

 

 

It would have been bad enough had he been killed honorably on the field of battle, but this.... this cut deep and hard. Killed by a truck bomb while they slept. My wife was away for a funeral and I cried myself to sleep alone the night I had heard the news. 42 years removed and I am tearing up just typing this.

I was in the Army Reserves at the time, but did not wear my uniform to his funeral service. I wanted to be there as everyone else was; as a school mate, fellow athlete, and friend. We all stood and cried together at the cemetery for Stephen.

 

I wear this memorial patch for him on my biker vest.

 

 

 

 

 

 

 

 

 

 

Now you know the source of my deep hatred of those rag-headed goat fuckers and want them either expelled from My Country or dead.

Preferably dead.

EVERY. SINGLE. ONE. 

How Do They Do It?

Who are they and what do they do? Ride a motorcycle with a large stick up their ass apparently. I have lamented about this phenomena before with this post from 2021. Basically it's this; bikers that ride a certain brand of motorcycle that WILL NOT wave back if you don't ride their favorite brand of motorcycle. While it certainly isn't a majority of Harley-Davidson riders, they are THE ONLY ONES that will snub others. If it didn't happen so often or if it were with all brands of motorcycle I might think "OK, he didn't see me" and blow it off. I  can tell you that if I was in a vehicle following someone on a bike that waved at an oncoming biker and didn't get a wave in return... well I would think that oncoming biker was just a fucking jerkoff. 

But now that I am recording every minute of every ride since my close call on Tuesday September 2nd, I decided to showcase these petty fucks from today's 60 mile adventure through the "Quiet Corner." I have pulled out some snapshots of these "too cool for you `cause I ride a Harley and you don't" clowns. I also have some guys on Hogs that DID wave back. As I have said in the earlier post, Harley's aren't for me, but if you ride on 2 or 3 wheels you get my respect until you act like a fucktard.

Too cool dude #1 just a few miles from home. I hope he looked in his mirror as he went by because my wave went to a raised middle finger salute since no one else was around. I can be a petty fuck too ya know.

This guy on a Harley a couple of miles farther did wave on the down low. Same way I do it with two fingers. I turned left and continued north on RT. 198

 

 

 

 

 

 

 

Next up farther along north on RT. 198 a couple on a Harley. Couples normally both wave, but here he's as much a cunt as she is.

 

 

 

 

 

 

 

 

On RT. 197 headed northeast along the MA border. Guy on a sport-touring bike.

 

 

 

 

 

 

 

Whew... there were a lot of bikes out today. Next up a group of three riding together a couple of miles past the last one

First guy waved

 

 

 

 

 

 

 

Second guy on an on road/off road enduro type bike waves

 

 

 

 

 

 

 

 

The third guy waved too. Even on a Harley.

 

 

 

 

 

 

 

Soon after these guys passed by, I hit the best part of RT. 197 with lots of curves, dips, and hills through the woods. I caught up to a couple on a yellow Can-Am Spyder going a little slower than I would have been going by myself. I stayed in the left "A Lane" since a trike gets a whole lane you can't really ride in a staggered formation. You'll notice a guy go by on a Harley touring bike that gave us both the snub just as we go by the 40 MPH speed limit sign. At the intersection of RT. 197 and 169, they continued on 197 and I turned south on RT. 169. RT. 169 through Windham and New London Counties is one of the best and most scenic roads for motorcycling in eastern CT. The video is traveling through part of Woodstock.

Enjoy the video clip. My GoPro is pretty old so there is no vibration dampening. Too big to directly embed here, so it lives on YouTube.

 

After that, a couple more pictures. First up, another asshole.

 

 

 

 

 

 

 

 

And a couple of good guys. The first one I had to rewind and watch a few times but he does extend his hand in a wave on video. It's hard to make out here.

 

 

 

 

 

 

 

And this last guy.

 

 

 

 

 

 

 

There is a lot more footage of waves and snubs but you get the idea. Further down RT. 169 I got behind a couple of Harleys and rode in the standard staggered formation. Amazing for the next few miles, everyone waved back at us. Hmmm... wonder why? The ride down US RT. 6 heading west from Brooklyn Center through Hampton and into Chaplin at this time of year late in the afternoon has the sun at the perfect angle to light up the foliage. I was going to put the video here, but it just doesn't do the foliage colors justice. Too much work to upload and post it for little benefit other than watching me ride.

"No Kings" Protest Tomorrow

Dear Wackos, 

Please... Please... Please... 

.... engage in the violence you're promising, so that you can all be taken away in body bags once and for all, and let this country continue on the path to unfucking itself.

 

I will be far away from any such nonsense, following my own advice of staying strapped but avoiding stupid.

10-13-2025

 TODAY IS COLUMBUS DAY

 

 

 

 

 

 

 

 

 

It has never been, is not now, nor will it ever be some stupid make believe alternative.

However, if YOU do believe it is something else, then you better get your ass to work today. Because the lawful federal holiday today celebrates Christopher Columbus. 

 

`Nuff said