More Freedom From "The Mask of Oppression"

This morning at 9 o'clock my wife and I bought a house. Actually, we re-bought our house in a deal from our existing bank to re-finance at a lower rate. Every month for the last six, we were getting notices in the mail offering an easy re-finance at a lower rate. It seemed that every notice had a lower rate offer than the previous one. We finally jumped at it and the closing was this morning at my dining room table, because, you know.... COVID! You can't possibly go to someone's office to conduct business in person. We reset the term to 30 years, which initially concerned my wife that we'd be almost 90 before the loan was paid off. However, I reminded her how many mortgages and other loans we have had over the last 38 years, and have never taken a single one to term. That put her mind at ease. The goal is to take out a 30 with a lower payment, and pay extra when we can. It doesn't take much to add up quick! Take out a 15 year loan at a lower interest rate but higher monthly payment and you'd better come up with it every month, no excuses or else. This way, if we need some extra dough for an unplanned expense we just pay the normal payment, easy-peasy.

I received a call yesterday afternoon from the attorney confirming the appointment. Of course, since it came from an unknown number my call blocking app sent it right to voicemail. She left a message stating she would be here at 9 AM. She also said she would be wearing a mask, and requested my wife and I do the same. THAT was going to be an issue. NO ONE tells me what to do in my own home, especially when it comes to the Mask of Oppression and having to wear one. I decided to see what would happen if I declined, but would end up wearing one under verbal protest if it meant the closing would not happen. $300 a month more in my pocket I guess is my principles sellout price.

She arrived promptly and my Blink Outdoor camera let me know she was here. Since we can't see when someone comes up the driveway that little device does the trick for us with no subscription needed. I opened the garage door and met her as she approached. She was wearing a mask and said we really didn't have to wear one if we didn't want to. I then told her she could leave hers in the car if she wanted to breathe some nice fresh air for a change. She pulled it off and stuffed it in her bag. This young lady was easy on the eyes, and no one wearing a Mask of Oppression conducting face to face business was like the "old normal" Fraud-Chee says we can never return to. Fuck that little evil elf and Gov. "Jolly" Ned Lamont and their diktats.