If you're a cult following Branch-Covidian who believes that; COVID-19 isn't just an extra contagious real bad common cold that is on average 99.7% survivable, that will obey your evil overlords and wear the "MASK OF OPPRESSION" or blindly follow the diktats of the evil little elf St. Anthony of Fraud-Chee as well as Marxist politicians & bureaucrats, and then run around in a frenzy trying to get an experimental jab of God knows what... you might want to leave now, `cause I am surely going to commit heresy and offend your ass. Feel free to grovel about in fear elsewhere!

Thursday, April 1, 2021

I Finally Jumped In

I had been waiting for my financial situation to improve, and it has. We re-financed the house which will save us $300 per month, and am saving over $1000 a quarter by getting rid of supplemental insurance and joining a medical sharing organization. We make too much to qualify for any discount on Obummercare, and not enough to afford the full freight, even on the cheapest plan. Anyway, starting today, I began an automatic monthly donation to Tunnel To Towers. They ask for $11 a month, but I went up to $20. I also included the optional extra dollar to cover the processing fee for a total of $21. They give you the option to honor or memorialize someone on your donation, so I memorialized the LT from my former fire department that died in the line of duty in 1990. I was right there that night it happened and have never forgotten.

My wife has been instructed to call them if I die in the line of duty to get the house paid off.

2 comments:

Anonymous said...

Take the money you save and use it to pay off principal. Refinancing is great if you need to, but it does start the 15/30 clock all over again.
Just found your blog from Phil

Glypto Dropem said...

That's the plan. Take out a 30 but pay like a 15 or 20. If we need the extra money for an emergency, we just make the normal payment. We have never taken sny loan to term.